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Our proven track record in the past eight years has been 50% to 90% reductions. We guarantee results or you pay us nothing. Our proven track record in the past eight years has been 50% to 90% reductions. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We offer you a viable alternative to bankruptcy and expensive consolidation loans. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Just having objective third party intervention can set the tone for amiable resolution.

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